At Jeffrey Matthews, we view insurance as an essential tool in our clients’ overall estate plan. Jeffrey Matthews is a licensed provider* of life insurance related products, including long-term care and annuities. Many factors can influence someone’s insurance needs, from an individual’s personal views of risk and long-term goals to specific life status changes, such as a new child, a divorce or an inheritance.
As part of our suite of services, we are able to provide our clients with:
Fixed Annuity: The insurance company promises you a minimum rate of interest and a fixed amount of periodic payments. Fixed annuities are regulated by state insurance commissioners.
Variable Annuity: The insurance company allows you to direct your annuity premium to different investment options, usually a select list of mutual funds available for that annuity. Your payout will vary depending on how much you put in, the rate of return on your investments, and expenses. These are regulated by the SEC, FINRA, and state insurance commissioners.
Also known as “key man insurance,” “key woman insurance” or “business life insurance.”
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing or eating. You can select a range of care options and benefits that allow you to get the services you need, when you need them.